What is Apple Pay Sberbank? How to connect Apple Pay in Sberbank. Connecting a card to Apple Pay: iPhone with Touch ID support

Apple Pay is a convenient mobile service, the connection of which raises many questions among modern users. But if you approach the problem correctly, there will be no problems. How to connect Apple Pay? Sberbank offers all its clients who work with Apple devices a similar service. The instructions we have studied contribute to the implementation of the idea. In reality, everything is much simpler than it seems at first, so let’s move on directly to the instructions.

Preliminary preparation

How to connect Apple Pay? Sberbank was one of the first in Russia to offer such an option. It is on the example of this financial organization that we will consider the process.

Before connecting, you need to prepare. Need to:

  • enable the Touch ID scanner (if it is not there, Apple Pay will not work);
  • register with iCloud and activate the cloud service;
  • get a MasterCard from Sberbank;
  • add plastic to Wallet on your device.

I guess that's all. Now let's try to understand from Sberbank. It all depends on what device we are dealing with.

iPhone

Let's start with the simplest and most common - an Apple smartphone. iPhone is used in practice very often. Many modern people work with these devices.

How to connect Apple Pay from Sberbank? To do this you will need:

  1. Register in Sberbank Online. Temporary data for logging into the service can be obtained from an ATM ("Other services" - "Sberbank Online" - "One-time login and password"). You are also invited to register here.
  2. Login.
  3. Click on the image of your plastic card - the one to which Apple Pay is connected.
  4. Click on the line "Connect to iPhone".
  5. Follow the instructions on the screen. Usually you need to add a card to Apple Pay by clicking on the corresponding menu item. The citizen's first and last name are indicated and the terms of the agreement are accepted.

Ready! If everything is done correctly, a message will appear on the screen indicating that the card was successfully added to Apple Pay. Sberbank Online must be opened directly on your phone. Otherwise, bringing the idea to life will be extremely problematic. This is the option that is used most often. Setting up Apple Pay through Wallet is not that popular. Therefore, we will not talk about it.

Apple Watch

It’s better to consider possible options with other devices from Apple. Today, devices like Apple Watch are being used more and more often. They also have Apple Pay. Sberbank offers activation of the option even on similar watches.

You can either use the previously proposed instructions, or go a different route. More precisely, you will have to:

  1. Open app on iPhone
  2. Click on "Wallet and Apple Pay".
  3. Click on "Add...".
  4. Specify the card type.
  5. Enter the requested data.

That's all. As soon as the actions taken are behind you, Apple Pay will be connected to Apple Watch.

iPad and service

How to connect Apple Pay (Sberbank Visa)? This is done in exactly the same way as we have already said. The service being studied also works on the iPad.

Unfortunately, you won’t be able to connect it through Sberbank Online. We'll have to do things differently. How exactly?

How to connect Sberbank Apple Pay to iPad? The following type of guidance will solve the problem:

  1. Go to the device settings.
  2. Click on "Wallet and Apple Pay".
  3. Click on "Add card".
  4. Enter your plastic details.
  5. Confirm the operation.

After these steps, Apple Pay will be activated on the iPad. The procedure will only take a few minutes. The main thing is to follow the instructions on the device screen. They are extremely simple and understandable.

Usage

We found out how to connect Sberbank Apple Pay on iPhone. How can I use this application now?

They usually work like this:

  1. Bring your phone to the payment terminal.
  2. Place your finger on the fingerprint scanner.
  3. Wait for a special sound signal. A slight vibration will appear along with it. It means successful processing of the request.
  4. Put away the phone.

Thanks to this article, you now know how to connect Apple Pay from Sberbank to one or another Apple device. The instructions work 100%.

How to connect Apple Pay in Sberbank is a question that worries many Russians now. The unique possibilities of a progressive method of paying for various goods and services - with just one device - attracted the interest of owners of smartphones and other company devices.


Owners of Apple gadgets can now experience the capabilities of the payment system from their devices

Let's look at all the nuances of the service and how to connect the application. The service works the same with different banks, but the leading bank in the country has its own differences:

  • supports 2 systems Visa and MasterCard for now, and the Russian MIR will be connected later;
  • You can attach plastic in the traditional way, as for most other issuers - through the Wallet program;
  • Only the leading credit institution of the Russian Federation offers the second connection option - through its own service.

How to connect


Activating the service takes place in three simple steps

What will it take? To carry out the operation you need:

  • devices capable of supporting this payment method (a list of gadgets can be found on the website of the banking institution);
  • presence and activation of the Touch ID scanner;
  • through “Settings” on your own gadget, log into iCloud by entering the identifier;
  • any credit or debit product (except Maestro and Electron).

The advantage is the ability to connect up to 8 payment instruments, and the binding procedure must be carried out for each one separately.

On iPhone

The most popular gadget of the famous company among Russians is the smartphone. Thanks to its popularity, making payments using a smartphone and contactless technology has become very simple: just bring your smartphone to a terminal that supports NFC technology, and money will be instantly debited from your account.

How to connect Apple Pay Sberbank on iPhone? The connection can be made in two ways: through the service or through the iOS application. It is worth remembering that not all smartphones are equipped with an NFC chip: only the latest models have this functionality.


The service has already been appreciated in some countries of the world and users were very satisfied

Let's look at how to connect Apple Pay through Sberbank Online. The order is as follows:

  • Find and download the desired application in the App Store;
  • register using your ID (Mobile Bank must be connected);
  • go to the service and select the desired card account;
  • Click on “Connect to iPhone”.
  • connect to Wallet;
  • click on “Add to Phone”;
  • accept the terms of the agreement;
  • completion of the operation will be indicated by a change in status.

Now let’s look at the connection option via Wallet:

  • go into the program and click on the “Add payment card” item;
  • when prompted, enter the security code;
  • click “Next”;
  • after the issuer gives permission, click “Next” again;
  • After that, you can pay for purchases and services using your smartphone.

The service is not supported by all absolutely Apple devices, here is a complete list

Apple Watch

If you plan to connect contactless payment to a smartwatch, then the payment instrument will need to be linked to this device as well. The instructions for this gadget are the same as for connecting the plastic to a smartphone. The only difference is the point where you need to select the gadget on which the payment system is installed. Instead of “Connect to iPhone” you need to select “Connect to Apple Watch”. And then proceed as in the previous case.


The payment process is convenient and fast

Another option using the iOS app:

  • open the “smart watch” option on your smartphone;
  • click on “Wallet and Apple Pay”;
  • click on “Add card”;
  • when connecting a card linked to an iTunes account, enter its security code;
  • if you need another banking product, click on the “Add another card” item and enter its data using the camera;
  • After checking, click “Next” again, and you can pay for purchases using your smartwatch.

iPad

As you know, enabling Sberbank’s Apple Pay is also available on iPad tablets. The algorithm differs little from installing the function on smartphones and smartwatches:

  • in the settings, select “Wallet and Apple Pay”;
  • to add a card (previously connected), enter the security code;
  • if the bank needs to further check the plastic, additional information will be requested;
  • After checking and changing the status of the product, you can start using the functionality.

How to link a Sberbank MasterCard to Apple Pay (video)

Conclusion

Contactless payment technology is coming into our lives. Already 3 leading manufacturers have joined in making payments using NFC technology. By connecting any debit and credit card of the largest banking institution in the Russian Federation (except Visa Electron and Maestro) to the NFC system of a well-known manufacturer, you can comfortably make any payments.

How to connect Apple Pay on iPhone?

To connect Apple Pay, you need to add a Sberbank card to the Wallet application on your iPhone device:

  • Open the Sberbank Online application.
  • Go to the card page, click on the “Connect Apple Pay” or “Connect on iPhone” button.
  • Follow the instructions to add your card to the Wallet app on your iPhone. You do not need to scan your bank card and enter codes from SMS and personal data.
  • Open the Wallet app.
  • Tap the plus icon in the top right corner.

How to connect Apple Pay on Apple Watch?

To set up Apple Pay, your device must have a Touch ID fingerprint scanner. You must also be signed in to your iCloud* account on your device.

Please note: To set up Apple Pay, you will need an internet connection.

To connect Apple Pay, you need to add a Sberbank card to the Wallet application on your Apple Watch device:

  • Open the Sberbank Online application on your iPhone.
  • Go to the card page, click on the “Connect Apple Pay” or “Connect on Apple Watch” button.
  • Follow the instructions to add your card to the Wallet app on Apple Watch. You do not need to scan your bank card and enter codes from SMS and personal data.
  • After connecting, the card status on the main page of the Sberbank Online application will change.
  • Make sure that SMS banking is connected to your card.
  • Open the Apple Watch app on your iPhone.
  • To add a credit or debit card associated with your iTunes account, enter the card's security code. Or select "Add another card" and use the camera to enter the card details.

Note: iCloud is an Internet service from Apple. To sign in to iCloud, you need to go to the Settings app on your device and enter your Apple ID.

How to connect Apple Pay on iPad?

To set up Apple Pay, your device must have a Touch ID fingerprint scanner. You must also be signed in to your iCloud* account on your device.

Please note: To set up Apple Pay, you will need an internet connection.

To connect Apple Pay, you need to add a Sberbank card to the Wallet application on your iPad:

  • Make sure that SMS banking is connected to your card.
  • Go to Settings.
  • Tap Wallet & Apple Pay and select Add a Credit or Debit Card.
  • To add a credit or debit card associated with your iTunes account, enter the card's security code. Or select "Add another card" and use the camera to enter the card details.

Note: iCloud is an Internet service from Apple. To sign in to iCloud, you need to go to the Settings app on your device and enter your Apple ID.

What is Apple Pay?

Apple Pay is a convenient, secure, and private way to pay for purchases in stores, in apps, and online. Apple Pay works very simply - all you need is the device you use every day. Your card details are securely protected because they are not stored on the device and are not transferred anywhere during payment.

What devices does Apple Pay work on?

Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari;

with Apple Watch - in stores and in applications;

from iPad Pro, iPad Air 2, iPad mini 3 and later - in apps and on websites;

from a Mac in Safari with an Apple Watch or iPhone 6 or later with Apple Pay.

What Sberbank cards does Apple Pay work with?

Apple Pay supports the following Sberbank debit and credit cards:

Debit:
Visa Classic
Aeroflot Visa Classic
"Youth" Visa Classic
Visa Classic with individual design
Visa Gold
Aeroflot Visa Gold
Visa Momentum
Visa Platinum
Visa Infinite
Visa Signature Aeroflot
“Give Life” Visa Classic
“Give Life” Visa Gold
“Give Life” Visa platinum
World Mastercard Elite Sberbank First
Mastercard World Black Edition Premier
World Mastercard "Gold"
Mastercard Platinum
Mastercard Gold
Mastercard Standard
Mastercard Standard Contactless
Mastercard Standard with custom design

Mastercard Standard youth card with individual design
Mastercard Standard Momentum
Visa Electron

Credit:
Visa Classic
Visa Gold
“Give Life” Visa Gold
“Give Life” Visa Classic
Aeroflot Visa Gold
Aeroflot Visa Classic
Visa Momentum
Visa Signature
Mastercard Gold
Mastercard Standard
Youth card Mastercard Standard
Mastercard Credit Momentum

How much does it cost to use Apple Pay?

Apple Pay is available at no additional cost.

Where can I pay with Apple Pay?

You can pay for purchases using Apple Pay wherever contactless payment with Sberbank cards is provided, as well as in mobile applications and on the Internet - wherever there is a “Buy with Apple Pay” or Apple Pay button in the list of available payment methods.

How to pay for a purchase in a store using an iPhone?

To pay in store, bring your iPhone to the terminal with your finger on Touch ID. After fingerprint recognition, payment is authorized. The terminal will report the successful completion of the transaction. Always check the terminal to make sure the payment went through. For transactions worth more than RUB 1,000, you may be asked to enter a PIN code on the terminal.

Important! Don't let anyone, including your family, register your fingerprints with your Apple Pay-enabled device.

How to pay for a purchase in a store with Apple Watch?

Wear your Apple Watch on your wrist and enter your passcode. To pay, double-click the side button on the watch, select a Sberbank card and bring the Apple Watch display to the terminal. The terminal will report the successful completion of the transaction. Always check the terminal to make sure the payment went through.

Now you can pay for goods and services not only with real money and a bank card, but also with a smartphone, using special payment services. One of these services is Apple Pay Visa Sberbank. This is a modern, very convenient, 100% secure way to pay for a wide variety of goods and services, both in regular stores and on the Internet.

From the very name of the service, it’s easy to guess that owners of modern gadgets from Apple, and not just smartphones, can use it. True, not all devices support this function, but only the latest models. Also, the owner of the gadget must be a client of Sberbank and a Visa card holder.

What is Apple Pay

It is a special service with which you can make payments from a bank card without using it yourself. It's absolutely safe because the card number is not stored in the phone's memory or Apple servers, so it's impossible to hack and steal anything. There is no need to worry about this. The developers have made every effort to improve security. You just need to bring your smartphone to the terminal to make a payment. As for paying for goods and services over the Internet, you need to click on Touch ID. This significantly speeds up the payment process even online, because you do not need to enter card details.

This is convenient for those who have a lot of plastic bank cards, for whom it is inconvenient to carry them all with them, for those who forgot the card at home, etc. If you pay for goods and services on the Internet, this service also allows you to significantly speed up this, because no You do not need to enter numbers or other bank card details. Everything is guaranteed safe. In addition, additional security is guaranteed by the fact that cards are connected on the bank’s website in the Sberbank Online service.

How to connect Apple Pay to a Sberbank card

First you need to make sure that the device definitely supports this service. First of all, you need to be the owner of a gadget from the Apple corporation. If your smartphone model is on the list of those that support the service, you can connect it. To do this, you need to enable Touch ID, as well as log into iCloud, take your bank card to enter its data.

You must first go to the online service of Sberbank itself, go to the page of the card itself that you plan to connect, select “Connect Apple Pay,” and click on this button. Next, the card is added to a special Wallet program, which is included in the gadget by default. To do this, following the instructions clearly, you will need to enter your bank card details.

How to install Apple Pay on your phone

There is no need to worry about the security of your data and your funds. Maximum security. The developers guarantee this. There is no need to enter personal data, nor do you need to wait for an SMS with codes. There is no need to scan the card itself, etc. A minimum of information and strict adherence to instructions are required. The status of a bank card in the Sberbank Online service will change after this system is connected. You can connect the card in a smartphone in a different way, starting immediately with the Wallet application. You need to launch it and click on the plus sign in the corner at the top right and add a card, following the instructions.

If you use a Smart Watch and connect the service and card there, you will also first need to launch Sberbank Online on your iPhone, go to the page of the card itself and click the “Connect to Apple Watch” button in the menu. Again, you will need to follow the instructions to add the card. It won't take much time and you won't have to enter too much information. Immediately after connecting the card, its status will also change in the Sberbank online service.

If you install a payment service on your tablet, you need to launch “Wallet and Apple Pay.” Next, click the “Add a credit or debit card” button. According to the instructions, a new card is added, after which its status will also change in the Sberbank application itself.

Despite the apparent complexity, everything is very simple, takes minimal time and is 100% safe. To begin with, you can connect a card with a small amount of money on your balance to minimize risks and make sure that everything is absolutely safe.

A new payment system, Android Pay, has appeared in Russia. Read our review!

How to pay with Apple Pay

  • If you pay with Apple Pay from your iPhone, you will need to bring it to the terminal while holding your finger on Touch ID. The message “Ready” should appear on the gadget’s screen, the phone itself will vibrate and emit a short beep, indicating that the payment has been successfully completed.
  • When using the Apple Watch, you need to double-click the button on the side of the smartwatch. Then the watch itself is brought to the terminal and the display is turned towards it. A sound signal will indicate that the payment has been successfully completed.

Read also: How to obtain a TIN for an individual via the Internet and State Services.

Thank you bonuses from Sberbank: find out how to spend your accumulated points with us.

How to get a mortgage without a down payment, requirements for the borrower: http://money-budget.ru/borrow/credits/ipoteka-bez-pervonachalnogo-vznosa.html

Which devices support Apple Pay?

Since these payment systems were developed and became available relatively recently, not all Apple products support them. Therefore, before trying to register a card in the service, it is better to check whether the gadget supports all this and whether it can work with this program.



Using smartphones, you can use this service to pay in stores, in apps, and also on the Internet. Let's find out which devices Apple Pay works on.

Which phones (iPhones) support Apple Pay:

  • iPhone 7
  • iPhone 7 Plus
  • iPhone 6s
  • iPhone 6s Plus
  • iPhone 6
  • iPhone 6 Plus
  • iPhone SE

Using tablets, this service can be used to pay in programs, as well as on the Internet.

The service is supported by the following tablet models:

  • iPad Pro (12.9 inches)
  • iPad Pro (9.7 inches)
  • iPad Air 2
  • iPad mini 4
  • iPad mini 3

Using a smartwatch, you can pay using this service in programs.

The service is supported by the following smartwatch models:

  • Apple Watch Series 2
  • Apple Watch Series 1
  • Apple Watch (1st generation)

Using Mac computers, this service allows you to pay for purchases online.

The service is supported by the following computer models:

  • MacBook Pro must have Touch ID sensor
  • A Mac 2012 or later must be paired with an iPhone that supports Apple Pay or an Apple Watch.

Watch the video on how to set up and use Apple Pay Visa Sberbank:

Take advantage of our free service for selecting the most advantageous loan offers:

money-budget.ru

How Apple Pay works with Visa in Russia

On November 1, 2016, the Apple Pay contactless payment application finally came to our country. Owners of iPhone and iPad immediately began testing it. But many of our compatriots were disappointed - the program worked exclusively with the MasterCard system. So let's find out if Apple Pay works with Visa cards in Russia?

Visa

The American multinational corporation Visa is considered one of the largest in the world. At the beginning of 2000, approximately fifty-seven percent of all payment cards used belonged to it. Their annual cash turnover is about 480,000,000,000 United States dollars.

Visa differs from the MasterCard payment system in that it operates primarily in dollars, while the former works with both dollars and euros.

Visa has been operating in our country since 1988, that is, more than twenty-five years.

  • Visa Electron is the simplest, lowest level. It has a minimum limit and the same guarantees.
  • Visa Virtual card – especially for online purchases. Quite often it does not have a physical medium, and only its details are communicated to the owner.
  • Visa Classic – mid-level, standard set of options.
  • Visa Gold is a higher level, which provides some advantages when making large purchases.
  • Visa Platinum – even more privileges compared to the previous one.
  • Visa Signature – designed for the wealthiest clients.
  • Visa Infinite – symbolizes the highest prestige and the greatest solvency. The loan limit is practically unlimited.

This information is already outdated. Currently, several banks are participating in the program.

When will Apple Pay work with Visa?

Many people are rightly wondering when Apple Pay will work with Visa?

It is known that already on November 15, 2016, Tinkoff and Alfa Bank announced the possibility of supporting Visa with the Apple Pay application. Later other banks joined them.

So, the answer to the question of when Visa will support Apple Pay is:

Currently, the banks listed below already work with Visa in Apple Pay. We hope that their number will increase.

Which banks work with Visa in Apple Pay?

  • Alfa Bank
  • MTS bank
  • Raiffeisenbank
  • VTB 24
  • Opening
  • Sberbank
  • Tinkoff

The latter has the following cards in the program:

  1. Platinum (credit)
  2. Rendezvous (credit)
  3. Tinkoff Black (debit)
  4. WWF [World Wildlife Fund] (credit/debit)
  5. Raspberry (credit)
  6. All Games (credit)

Also, corporate cards are also included in this program.

How to connect Apple Pay to a Visa card?

The features of adding a card to Apple Pay can be illustrated using the example of Visa Classic.

  • Find the Wallet app on your iPhone;

If you have an iPad, then first “Settings”, and in them - “Apple Pay and Wallet”

Your device is ready to use Apple Pay.

This way you can link any card of this system.

Is it possible to link a Visa Virtual card to Apple Pay?

Company employees reported that in each case this issue should be discussed with the bank that provided services for issuing this card.

It is known that Yandex Money and Alfa-Bank provide such a service.

applepayd.ru

Visa and Apple Pay

You can quickly link your Visa card to Apple Pay in just a few steps. Apple Pay works anywhere contactless payments are accepted, and you just tap Touch ID to pay. The Visa security system replaces your card details with a unique set of numbers (token), so you can pay for purchases without fear that your card details will get into the hands of criminals.

  • Open the Wallet app
  • Tap the "+" icon in the top right corner
  • Open the Apple Watch app on your iPhone.
  • To add a credit or debit card associated with your iTunes account, enter that card's security code. Or select "Add another card" and use the camera to enter the card details.
  • Go to Settings
  • Tap Wallet & Apple Pay and select Add a Credit or Debit Card
  • To add a credit or debit card associated with your iTunes account, enter that card's security code. Or select "Add another card" and use the camera to enter the card details.
  • To pay in stores, you don't have to wake up your iPhone or open any app. Simply bring your iPhone to the terminal with your finger on Touch ID.
  • After payment, you will see “Ready” on the screen, feel a slight vibration and hear a beep. This means your payment information has been sent.
At checkout, select Apple Pay as your payment method and place your finger on Touch ID.
  • Double-click the side button and face the Apple Watch with the display facing the terminal.
  • Apple Watch will alert you with a beep that payment information has been sent.
To pay for a purchase in Safari on Mac, choose Apple Pay, then complete checkout on iPhone or Apple Watch. Which stores accept Apple Pay? Apple Pay works wherever contactless payments are accepted. Look for any of these icons at the register or terminal. You can use Apple Pay in many stores and apps today. Visa cards issued by the following banks work with Apple Pay:

Most recently, Sberbank announced the launch of Apple Pay for its clients. The payment service became available with the release of an updated version of the Sberbank-Online mobile application. The largest Russian bank became the first partner of the Apple corporation in Russia to launch Apple Pay.

Payment service Apple Pay Sberbank is a secure and innovative way to pay for your purchases in stores, mobile applications and on the Internet. To do this, you need a device that supports NFC (Contactless Payment Technology) and Apple Pay technologies.

Now you can use your iPhone and Apple Watch to conveniently pay for purchases in seconds with one touch. To do this, just link your current Sberbank bank card to Apple Pay in the app.

In this review we will look at questions that interest many:

  • Methods for connecting Apple Pay Sberbank.
  • How to use this technology.

Devices that support Apple Pay

First, let's clarify which IPHONE models support Apple Pay. You can connect the following devices that support NFC technology:

  • Smartphones: iPhone 8 and X, iPhone 7 and its PLUS version, iPhone 6s, 6s+, 6 and 6+, iPhone SE.
  • Tablets: iPad Pro 12.9 inch, iPad Pro 9.7 inch, iPad Air 2, iPad mini 4, iPad mini 3.
  • Watch: Apple Watch first and second generation.
  • Netbook: Mac running Safari 2012 or later.

In general, almost all new iPhone models and other Apple gadgets produced after 2016-2017 support NFC and, accordingly, Apple Pay.

How to connect Apple Pay in Sberbank

Currently, only MasterCard and VISA payment system cards can be added to Apple Pay. It is not yet possible to attach WORLD cards, but Apple promises to fix this in 2018.

So, you can connect your current Sberbank card to Apple Pay in two ways:

  1. Via mobile bank "Sberbank-Online"
  2. Directly through Apple's Wallet app.

To connect the service through the Sberbank-Online mobile bank you need to:

  1. Log in to the Sberbank-Online mobile bank
  2. In the “Cards” section, select a Mastercard card and select “Connect Apple Pay” from the menu.
  3. Next, add the card by clicking the “Add to Apple Wallet” button.
  4. Next, you accept the “User Agreement” and that’s it. Map added!

The advantage of adding a card through Sberbank Online is that you do not need to manually add card details or scan it.

Watch a video on how to connect Apple Pay through mobile banking.

Now let's see how to add a card through the Apple Wallet app:

  1. Go to the Wallet application.
  2. Select “Add card”.
  3. We scan the card or enter the card details manually (Please note that if you have a Momentum card, then you can enter NO NAME in the name column).
  4. Next, you will receive a card activation code from Sberbank, which you must enter in the application. After completing these steps, your card is available for payments.

To add a card to an Apple Watch, you must first set a password on the watch, then add the card through Sberbank Online in the same way as for an IPhone.

How to use Apple Pay Sberbank

After adding a card, you can manage cards through the Wallet application, which allows you to view the latest transactions made through Apple Pay, as well as link and unlink the card, i.e. you can configure Apple Pay only through the Wallet application. You can view your balance or other important information on your account only in Sberbank Online.

So, you have successfully linked your Sberbank card to Apple Pay. Now let's look at how to make a purchase.

When paying, pay attention to the terminal screen or stickers on it. If you see the words PayPass, PayWave or the NFC icon (as in the picture below), then you can safely pay with Apple Pay. Now in Russia, most terminals, especially in large cities, accept NFC contactless payments.

To pay at retail outlets, you need to open the Wallet app and bring your iPhone to the terminal while placing your finger on Touch ID. After your fingerprint is recognized, payment will be authorized. If the purchase amount is up to 1000 rubles, then, as a rule, you do not need to enter the card PIN code.

Also, instead of a fingerprint, you can set your own PIN code, which you can use to confirm purchases. For security reasons, it is not recommended to set a PIN code similar to the PIN code from the card or the main PIN code of the device you use to unlock it.

In addition to offline retail outlets, you can already find many online stores that accept payments through this service. Here the principle of making a purchase is as follows:

  1. On the online store website, select a payment method
  2. Next, you will receive payment confirmation on your iPhone.
  3. Verify using Touch ID

That's it, the purchase is complete!

Apple Pay payment security

In conclusion, an important question from many: “Is Apple Pay secure?”. Most experts are confident that using Apple Pay is safer than paying with a regular bank card.

First of all, due to the fact that your fingerprint is required to complete the transaction. That is, even if you lost your phone, the attacker will not be able to pay using Apple Pay.

Secondly, your data is not transferred to Apple, but is stored only on your device in encrypted form. In addition, when paying for a purchase, your card information is not transferred to the seller. The seller does not receive your card details, but a unique identifier and a specially generated dynamic security code, which is unique for each transaction. Thus, neither an unreliable seller nor attackers who intercepted payment data will be able to use it for fraudulent purposes.